THIS IUL IS UNCAPPED WITH AN ANNUAL AVERAGE OF OVER 9% PER YEAR & GURANTEES 1.25% PER YEAR!
Secure You're Wealth! The IUL Strategy Allows You To Become Financial Free With Tax Free Income .
1500+
Families Secured
242+
Pending Applications
All States
States Being Served
30+
Top Agent Awards
What Is A IUL Account, How Does It Work & Why Is It Better Than What I Am Doing Now...
Planning for retirement and building your wealth can be confusing with so many options out there, like 401ks and other retirement accounts. But have you heard about IULs? They're something worth considering, especially if you want to protect your money and potentially earn tax-free income.
Let's break it down:
Market Volatility and Losses: Traditional retirement accounts like 401ks can be risky because they're tied to the stock market. This means your money's value can go up and down, and you might end up losing some of it due to market fluctuations.
Taxes and Fees: With traditional accounts, you'll have to pay taxes when you withdraw your money in retirement. Plus, there are often hidden fees eating into your savings, sometimes without you even realizing it.
Contributions and Penalties: There are limits on how much you can contribute to traditional accounts like 401ks, and if you withdraw money too early, you could face penalties.
Benefits Of The IUL
An IUL, or Indexed Universal Life insurance, offers a different approach to retirement savings:
Uncapped Earnings: Unlike traditional accounts, IULs don't have a cap on how much you can earn. Your money grows based on the performance of a stock market index, but with a guaranteed minimum interest rate, usually around 1.25%.
Tax-Free Income: One of the biggest perks of an IUL is that you can access your money in retirement without paying taxes on it. This can save you a lot of money over time.
Flexibility: You're not limited in how much you can contribute to an IUL, and you can access your money as early as 12 months without facing penalties.
But here's the real kicker:
Borrowing and Compounding Interest:
With an IUL, you can borrow money from your cash value without interrupting the growth of your account. Here's how it works:
Let's say you have $100,000 in your IUL account, and you need $80,000 for an emergency and request a loan, and the insurance company gives you $80,000 tax-free. Your original $100,000 stays in your account, continuing to earn interest with out having to make scheduled payments on the loan, and there are no credit checks. When you pass away, the insurance company deducts what you owe them from your death benefit, leaving the rest for your beneficiary.
I always get asked is… Why is the insurance company willing to give me a loan and why do I not have scheduled monthly payments to pay it back?
This is very easy to answer and understand… The insurance company doesn't need to check credit or require scheduled payments back because when you die the insurance company will pay themselves back what you owe them plus interest and pay your beneficiary the balance. It's a win-win for you and the insurance company.
Think about it.. The insurance company has to pay your family when you die anyway so it makes sense for them to loan you the money now and charge some interest on it. That means it's less money they have to pay out later.
I always get the same response zoom meeting after zoom meeting.. This sounds too good to be true! Why am I just learning about this now?
The fact is it is too good to be true for many people. Not everyone can qualify for an uncapped IUL but the ones that do are very fortunate, This is by far one of the most powerful accounts you will ever have. The only question is can you get one?
The reason you have not heard about this till now is because of lack of education. This has been available for decades you just didn't know it. Your employer won't tell you about it either because they get huge tax right offs with 401k accounts. Did you really think they would give us a match because they love us… It's all about the money for them.
In conclusion:
While 401ks and other traditional accounts have their place, an IUL offers unique benefits that can't be ignored. So why not explore your options and see what your future could look like with an IUL?
So here is what you do next. Schedule a meeting with our firm and let us design an IUL for you free of charge. We will be able to project your entire financial future and tax free income. By the end of the meeting you will have all the information you need to make the best decision for your future.
Schedule a meeting now and see what your new future can look like..
About Us?
Welcome to Vanguard Financial Group, where your financial liberty is our top priority.
In today's intricate financial landscape, every American deserves the opportunity to experience the peace of mind that comes with true financial freedom. We are here to pave that pathway for you. With a rich tapestry of expertise and dedication, our consulting agency specializes in crafting personalized strategies that set our clients free from financial constraints.
The Smarter Way To Retire & Grow Tax Free
Learn how you can take control of your retirement savings without management and accelerate its growth to maximize your retirement income and continue to earn higher interests and dividends, tax-free
🎯 Features 🎯
Medically Supervised
Gain peace of mind with our team of healthcare experts leading your weight loss journey.
Personalized Plans
Get a tailored medication and diet plan based on your unique goals and medical background.
Exclusive App Access
Download our FREE app for personalized training programs and instructional videos.
Trackable Progress
Choose from in-house or remote metabolic testing to further personalize your program.
Expert Support
Receive unlimited advice from weight loss experts, medical professionals, and nutritionists.
Supportive Community
Join our Facebook group to share, learn, and grow with people who share your weight loss goals.
Flexible Plans
Opt for our no-commitment monthly subscriptions
See What Other People Are Saying...
"This program has been a lifesaver. The metabolic testing and personalized trainer app made all the difference!"
Jane Doe
"I love the supportive Facebook group and one-on-one attention from the medical team. This program is truly holistic!"
John Smith
Frequently Asked Questions
Do I Need To Have A lot Of money To Start A policy?
Absolutely not! We have created plans for individuals that only have $50 per month to contribute. No matter what your budget is we can help you.
Should I Only Have A IUL And Cancel My Other Investments?
That is for you to decide. However we always recommend a person to diversify their investments. Although IUL is guaranteed if you can afford it you may want to have multiple strategies and add the IUL to your overall plan.
Is The IUL Really That Safe?
Yes, It is. This type of policy guarantees you not to lose money in the market. Some of the carriers we work with even promise a gain of 0.5% gain even in the years the market does bad.
If I Start My Policy with A Certain Amount Per Month But l Run Into Problems What Happens?
This is a great question. The carrier only cares about their customers paying the cost of the policy which is the insurance part of the IUL. For example lets say you start a policy at $400.00 per month and something happened and you no longer can afford it. The cost of that policy may only be $50.00 per month. That means as long as you cover the $50.00 per month your policy will stay active and when things go back to normal you can go back to putting in as much as you want.
How Old Do You Have To Be To Get A IUL Policy?
You can get one for a baby if you want to. I would say if you are under the age of 65 and in decent health you can get a IUL.
How Old Do You Have To Be To Get A IUL Policy?
It really depends on the individual. Younger and healthier people usually can get approved almost right away. Sometimes if you are a little older or have some sort of illness they may request you to have a doctor come to your house for a exam.
What Is The Process To Get A Policy Started?
It is really easier and quick.
1.) The first thing is to schedule a discovery call with one of our Finance Freedom Builders. One this call we will ask you about your calls, current financial situation and health conditions if any.
2.)After that call we will have all the information we need. We will then take some time to builds you a custom plan and will schedule a zoom meeting so we can go over the plan in detail making sure it is exactly what you want and meets your needs
3.)During that zoom if you like what you saw, the consultant will fill the application out with you right over the zoom meeting. Once that is completed it will go into underwriting and usually in about 5 days you will be approved and the policy will be in affect.
What If I Want To Cancel My Policy? Am I locked In a Contract?
No not at all. We don't recommend it but if you needed to you can cancel your policy at anytime.
Find Out What The "Self-Funded Banking System Would Look like For You" ...
Speak with a Vanguard Financial Group Professional to find out if the Indexed Universal Life strategy is best for you
Our mission is to help FREE as many Americans as we can from the hold of financial institutions. Creating a new world of financial independence.
**Disclaimer: The information provided on this post does not, and is not intended to, constitute financial advice; instead, all information, content, and materials available on this post are for general informational & entertainment purposes only.
Any views expressed at, or through, this post are those of the individual authors writing in their individual capacities only - not representative of their respective employers, affiliated companies or agency as a whole.***
Privacy Policy | Cookie Policy | Terms & Conditions
Copyright 2023 . All rights reserved
Why Us?
A Dental Crown treatment is an intricate process with a lot of steps involved. Our team of experts at (clinic name) consists of licensed dentists that possess the significant skills required to ensure the procedure is completed smoothly.
We take great pride in using the highest quality materials which deliver functional and aesthetically pleasing results. We also guarantee the longevity of our Dental Crowns so that you can put your mind at ease in the long run.
Our experts will take you through the exact costs involved to execute your customised treatment plan from start to finish. When you work with us, what you see is what you get, and you never have to worry about hidden costs again!
We’re committed to using the latest technology in the industry including the likes of CEREC. CEREC has created a revolution by ensuring that the crown is fabricated in the dental office in a matter of minutes. This allows us to complete the entire dental crown procedure in a single appointment, thus the name same-day Crowns!
